These new technologies to spy on us are always sold with the promise it will lower premiums.

Has anyone seen the premiums go down? Ours went up ... to pay for all that new whiz bang technology they are using to track our driving! With progressive's "Snapshot" they are just checking your car for the manner in which it is being driven, but with Tom Tom, they know where you drive to! That is, if I recall correctly, "red lining" and is illegal in most states.