Living in the moral gutter in New York City and Writing for The New York Times

The New York Times - Mind - Benedict Carey - Stumbling Blocks on the Path of Righteousness In recent years, social psychologists have begun to study what they call the holier-than-thou effect. They have long known that people tend to be overly optimistic about their own abilities and fortunes — to overestimate their standing in class, their discipline, their sincerity.

“The problem with these holier-than-thou assessments is not only that we overestimate how we would have behaved,” Dr. Epley said. “It’s also that we blame every crisis or scandal on failure of character — you know, if we just fire all the immoral Wall Street bankers and replace them with moral ones, we’ll solve the problem.”

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