Banking customers are paying more than ever for their checking account services, according to a study released Monday.

The miscellaneous fees that customers pay to maintain and use interest-bearing checking accounts have risen to an all-time high, according to a study released by personal finance company Bankrate.com.

ATM surcharges, bounced check fees and monthly service fees all increased from September 2007 to September 2008, the study showed, continuing an upward trend.