You got lucky from 2010 to 2014, when you averaged about $552,000 a year. You were so flush that, in 2015, you gave your dependents a little extra, about $61,100.
But last year, you saw your earnings slashed to $36,800. And to make matters worse, this year your earnings will be less, way less.
And all along, however, the bills have to be paid, only they'll be higher this year.