The caller urged her to wire the money via MoneyGram at Wal-Mart and begged her not to call her granddaughter.
"By now he was crying almost," Speak said. "He said, `Don't tell anyone, because I didn't tell anyone I was coming here.'"
After she hung up, she told her husband about the call and he headed to the bank to get the money. Then her curiosity got the best of her and she called the police station.
"As soon as I said do you have Jamie, my grandson, there, they said, `Ma'am, it's a scam,'" she said. "They're calling people from out of the country, and it's always grandparents."